My FI Journey Documenting Every Step
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How I Plan to Reach £100,000 by the End of 2026
2025 is coming to an end, and in the previous post I already did a summary, so in this one I want to set myself a goal for the end of 2026. As I mentioned before, my ISA is currently at around £13,000, so I expect it to grow by about 10%, which is roughly…
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7 years 10 months to FI Update
It’s been a while since my last post, but a lot has happened. First of all, I officially work one hour less per week now. I thought such a small change wouldn’t be very noticeable, but the effect is huge. My Fridays have become wonderful. I start by taking the kids to school, which gives…
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11 years 13 days to FI Update
Watch it on Youtube Whether you’re reading this on the blog or watching on YouTube — welcome. This is my monthly check-in on the road to FI: 11 years and 13 days left, and I’m 18.21% of the way there. I track this to stay honest with myself. Because if you don’t measure it, how…
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August 2025 Update
Highlights Reflections I Want to Be an Investor as My Career This is not an escape—it’s a transformation. Over the past months, I’ve undergone a deep internal transformation. From being a mechanical engineer, I am gradually becoming an investor. My passion is using money to make more money. In other words, I want to be,…
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May 2025 Mid-Month Update
Another Month, Another Check-In Oops — the month is almost over and I’m only now writing my update. My plan is to publish a recap around the 15th of each month, right when we pay our mortgage instalment, to reflect on our wins and failures. My main goal? Pay off our mortgage as fast as…
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April 2025 Mid-Month Update
Listen to the full article on my YouTube channel Fewer Hours at Work My current contract at work is 40 contracted hours plus 4 hours of regular overtime per week.For over a year now, I’ve been meaning to talk to my employer about reducing my contracted hours. I came up with what I think is…
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March 2025 Mid-Month Update
MOT It’s that time of the year when our car goes through its annual inspection. Music to my ears was the phone call from the test centre when they told me the car had passed with no issues whatsoever. I’ll squeeze at least one more year out of this car! Mortgage Another mortgage payment done.…
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December 2024 – End of the year.
Family Trip to the Cinema Thanks to the points from the loyalty programme of one of the leading stores, our whole family went to the cinema to watch Moana 2. The promotion allowed us to exchange points for a voucher worth double the amount. In our case, we exchanged £21 (in points) for a £42…
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10 Things I Do as If I’m Already Financially Independent
Even though I haven’t yet reached Financial Independence (FI), I strive to live as though I already have. My goal is not only to accumulate sufficient financial resources but also to create a lifestyle that will allow me to transition smoothly when the time comes. I want this moment to be less of a drastic…
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November 2024: New Beginnings and Financial Milestones
Real Estate This month, for the first time, I received the full rent payment for the flat I rent out in Poland. I also paid an 8.5% tax advance. In Poland, you can choose to pay tax either monthly or quarterly, whereas in the UK, taxes are paid after the tax year has ended. Blog…